Advantage NOW Checking
Our interest checking account is designed to help you avoid fees*. No wonder people want the Torrington Savings Bank Advantage NOW!
Advantage NOW – Interest Checking without the Fees.
With Advantage NOW Checking, your checking account balance works for you by earning you interest and helping you avoid maintenance fees.
Keeping your minimum balance isn’t the only way to keep an Advantage NOW account maintenance fee-free.
As a community bank, we value our relationships with our customers. So if you have another banking relationship with Torrington Savings Bank (like a TSB loan) or if you use direct deposit into the account, that can waive the maintenance fee too.
Plus, you get the Advantage of easy 24/7 banking access through all of TSB’s online banking & mobile banking services.
All of that – and Torrington Savings Bank’s legendary community bank service, too.
There’s no better time to get your Advantage NOW!
Account Details
- Monthly Maintenance fee waived by meeting minimum balance or other bank relationship requirements
- Free ATM Transactions*
- Online Banking
- Mobile Banking App
- Customizable account alerts
- Mobile Check Deposit
- Contactless TSB Debit Mastercard®
- Overdraft Protection options available
- Direct Deposit
- Telephone Banking
- 50 starter checks with account opening
| Advantage NOW Checking | |
|---|---|
| Minimum to Open | $100.00 |
| Minimum Balance to Earn Posted APY | $250.00 |
| APY | 0.050% |
| Interest | 0.050% |
| Description |
A checking account that earns interest without maintenance fees when you maintain minimum balances.
Why wait? Grab your TSB Advantage NOW. |
Account Features
Online Banking
An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances, make transfers, and more.
Overdraft Protection
Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.
Online BillPay
Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.
Mobile Banking App
Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.
Go Paperless
Better for your security and the environment. View your bank statements online as soon as they’re ready with the mobile app or online banking. Make your life easier by reducing the clutter with eStatements.
Contactless Debit Card
Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Contactless Debit MasterCard®.
Mobile Deposit
You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.
Telephone Banking
Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581
Direct Deposit
There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.
Ways to Open
Explore Our Other Account Options
Journey Checking
Young adults who want a checking account that combines no monthly maintenance fees with convenient banking services – we’ve got you!
BankRight Checking
The right way to bank – with a checkless account built with your tomorrow in mind
Advantage 50 Checking
Designed specifically for customers over the age of 50, Advantage 50 Checking offers you a totally free checking account – plus interest!
Hometown Checking
Get all our online and mobile banking services, with no monthly service fees. With a TSB Hometown Checking Account, it’s that simple.
Advantage NOW Checking Details:
$100.00 minimum opening deposit required. $250 minimum average daily balance required to earn interest and avoid fees. If a minimum balance requirement is not met a $5 monthly service fee will apply. Monthly maintenance fee can also be avoided by meeting one of the following requirements: 1.) Have a direct deposit into the account or 2.) Have a loan relationship with TSB. Your interest rate and annual percentage yield may change. Interest will be compounded daily and credited monthly. Click for current rate information. Review Common Fee Schedule and Consumer Terms & Conditions for complete product disclosures.
*Free ATM transactions at Torrington Savings Bank ATMs. Torrington Savings Bank does not charge when you use your TSB Debit Card at another bank’s ATM. Please note other banks’ fees may apply. Withdraw cash without worry, find a surcharge free in network ATM here.
Common Fee Schedule Consumer Terms & Conditions
