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    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

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    Torrington Savings Bank Announces Three Recent Promotions

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    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

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Deposit Rates

Certificates of Deposit (CD)

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Open
3 Month CD 3.00% 2.96% $1,000.00 Open Now
5 Month CD 3.15% 3.10% $1,000.00 Open Now
6 Month CD 3.15% 3.10% $1,000.00 Open Now
9 Month CD 4.00% 3.92% $1,000.00 Open Now
12 Month CD 3.25% 3.20% $1,000.00 Open Now
13 Month CD 0.25% 0.25% $1,000.00 Open Now
15 Month CD 0.25% 0.25% $1,000.00 Open Now
18 Month CD 3.50% 3.44% $1,000.00 Open Now
21 Month Bump Up CD 3.50% 3.44% $1,000.00 Open Now
24 Month CD 3.25% 3.20% $1,000.00 Open Now
30 Month CD 3.25% 3.20% $1,000.00 Open Now
36 Month CD 3.25% 3.20% $1,000.00 Open Now
48 Month CD 3.25% 3.20% $1,000.00 Open Now
60 Month CD 3.25% 3.20% $1,000.00 Open Now

DETAILS: Interest is compounded from the day of deposit to the day of withdrawal and is credited monthly. A substantial interest penalty is required for early withdrawals from Certificates of Deposit. APY assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. For CDs with a term from 3 months to 1 year; penalty is 3 months’ simple interest on the amount withdrawn. For CDs with a term of more than one year; penalty is 6 months’ simple interest on the amount withdrawn. See Consumer Disclosures for additional rules and regulations that may apply to your account.

IRA Certificates of Deposit (CD)

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Open
3 Month CD 3.00% 2.96% $1,000.00 How to Open
5 Month CD 3.15% 3.10% $1,000.00 How to Open
6 Month CD 3.15% 3.10% $1,000.00 How to Open
9 Month CD 4.00% 3.92% $1,000.00 How to Open
12 Month CD 3.25% 3.20% $1,000.00 How to Open
13 Month CD 0.25% 0.25% $1,000.00 How to Open
15 Month CD 0.25% 0.25% $1,000.00 How to Open
18 Month CD 3.50% 3.44% $1,000.00 How to Open
21 Month Bump Up CD 3.50% 3.44% $1,000.00 How to Open
24 Month CD 3.25% 3.20% $1,000.00 How to Open
30 Month CD 3.25% 3.20% $1,000.00 How to Open
36 Month CD 3.25% 3.20% $1,000.00 How to Open
48 Month CD 3.25% 3.20% $1,000.00 How to Open
60 Month CD 3.25% 3.20% $1,000.00 How to Open

DETAILS: Interest is compounded from the day of deposit to the day of withdrawal and is credited monthly. A substantial interest penalty is required for early withdrawals from IRA Certificates of Deposit. For IRAs with a term from 3 months to 1 year; penalty is 3 months’ simple interest on the amount withdrawn. For IRAs with a term of more than one year; penalty is 6 months’ simple interest on the amount withdrawn. No penalty for early withdrawal over 59 ½ years of age. See IRA Plan and Consumer Disclosure for additional rules and regulations that may apply to your account.

Checking Accounts

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY Minimum Balance to Open
Journey Checking N/A N/A N/A $25.00 Open Now
Advantage Checking 0.05% 0.05% $5.00 $100.00 OPEN NOW
BankRight Checking N/A N/A N/A $10.00 How to Open

DETAILS: Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly. To realize the effective annual yield, principal and interest must remain on deposit for a full year at the original rate. See our Terms and Conditions Disclosure for the rules and regulations which apply to all of our accounts.

Money Market Savings

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY Minimum Balance to Open
Advantage Money Market 0.05% 0.05% < $1,000.00 $1,000.00 OPEN NOW
Advantage Money Market 0.10% 0.10% $1,000.00 $1,000.00 OPEN NOW
Advantage Money Market 0.12% 0.12% $50,000.00 $1,000.00 OPEN NOW
Advantage Money Market 0.15% 0.15% $100,000.00 $1,000.00 OPEN NOW
Signature Money Market 0.25% 0.25% < $25,000.00 $2,500.00 Open Now
Signature Money Market 0.50% 0.50% $25,000.00 $2,500.00 Open Now
Signature Money Market 1.00% 1.00% $75,000.00 $2,500.00 Open Now
Signature Money Market 1.75% 1.74% $150,000.00 $2,500.00 Open Now
Signature Money Market 2.75% 2.71% $250,000.00 $2,500.00 Open Now

DETAILS: Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly. To realize the effective annual yield, principal and interest must remain on deposit for a full year at the original rate. See our Terms and Conditions disclosure for the rules and regulations which apply to all of our accounts.

Regular Savings

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY Minimum Balance to Open
Journey Savings 0.50% 0.50% $5.00 $5.00 Open Now
Journey Savings 0.60% 0.60% $10,000.00 $5.00 Open Now
Journey Savings 0.75% 0.75% $25,000.00 $5.00 Open Now
Journey Savings 1.00% 1.00% $50,000.00 $5.00 Open Now
First Time Savers 5.12% 5.00% < $1,000.00 $1.00 How to Open
First Time Savers 0.10% 0.10% $1,000.00 $1.00 How to Open
Build Your Own Club 0.05% 0.05% $0.01 $1.00 How to Open

DETAILS: Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly.

IRA Money Market Savings

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY Minimum Balance to Open
IRA Money Market 0.05% 0.05% < $1,000.00 $1,000.00 How to Open
IRA Money Market 0.10% 0.10% $1,000.00 $1,000.00 How to Open
IRA Money Market 0.12% 0.12% $50,000.00 $1,000.00 How to Open
IRA Money Market 0.15% 0.15% $100,000.000 $1,000.00 How to Open
IRA Signature Money Market 0.25% 0.25% < $25,000.00 $2,500.00 How to Open
IRA Signature Money Market 0.50% 0.50% $25,000.00 $2,500.00 How to Open
IRA Signature Money Market 1.00% 1.00% $75,000.00 $2,500.00 How to Open
IRA Signature Money Market 1.75% 1.74% $150,000.00 $2,500.00 How to Open
IRA Signature Money Market 2.75% 2.71% $250,000.00 $2,500.00 How to Open

DETAILS: Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly. To realize the effective annual yield, principal and interest must remain on deposit for a full year at the original rate. See our Terms and Conditions Disclosure for the rules and regulations which apply to all of our accounts.

Health Savings Account

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY
Premier Health Savings 0.05% 0.05% $0.01 – $4,999.99 How to Open
Premier Health Savings 0.10% 0.10% $5,000.00 – $24,999.99 How to Open
Premier Health Savings 0.15% 0.15% $25,000.00 + How to Open

Business Savings Accounts

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY Minimum Balance to Open
Business Money Market 0.15% 0.15% $0.01 $100.00 How to Open
Business Money Market 0.20% 0.20% $2,500.00 $100.00 How to Open
Business Money Market 0.60% 0.60% $25,000.00 $100.00 How to Open
Business Savings 0.50% 0.50% $5.00 $5.00 How to Open

Special Purpose Accounts

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Interest Rate Minimum Balance to Earn Posted APY Minimum Balance to Open
IOLTA 1.01% 1.00% $5.00 $0.01 How to Open
IOREBTA 0.05% 0.05% $5.00 $0.01 How to Open
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