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  • Loans
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    Calculate Your Mortgage Rate

    Are you thinking about purchasing a new home or refinancing your current home? TSB can create a customized rate based on your financial situation and goals.

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    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

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    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

  • Savings
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    eStatements

    Skip the paper cuts and save some green by signing up for eStatements

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    • Compare Savings Accounts
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    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

  • Credit Cards
  • Tools & Resources

    Greenlight

    Enjoy the debit card and money app for kids and teens-and so much more!

    Learn More
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Home Loans

TSB has Great Mortgage
Options for You.

Whether you’re a first time homebuyer, or have had previous mortgages, there are many benefits to getting a loan with Torrington Savings Bank.

Calculate My Rate

Not sure where to begin?

The journey to homeownership has its twists and turns. But don’t worry, we will be here for you for every step of the process.

Buying My First Home

Take the first step

In Need of a Bigger Home

Take the first step

Looking to Refinance

Take the first step

Build My Dream Home

Take the first step

Have questions?

Our Lenders have answers.

Don’t wait until tomorrow, do you have questions about buying or refinancing a home? Our team has answers, contact a Mortgage Lender today to find the mortgage that is best for you.

Connect with us

The TSB Home Loan Advantage

  • As local lenders with local decision makers, we have more flexibility to help borrowers than other banks.
  • As a mutual bank, we’re able to keep fees lower so your closing costs are better.
  • If you want to meet with a lender, we have one available at every branch location. And they don’t hide behind voicemail or automated phone systems, so you can always give us a call.
  • If you prefer to apply or get prequalified online, you can do that too.

Plus, we offer a variety of mortgage programs and terms so that you’re able to find a program that works for your situation. Whether you’re looking to avoid Private Mortgage Insurance or to get a better rate, to pay your mortgage off sooner or to use funds for property rehabilitation upfront – our lenders can provide options that make sense for all these goals, so that you can apply for the best mortgage for your homeownership needs.

Take the first step to getting a mortgage

Maybe you already have a house and a price range in mind…or maybe you’re just starting to think buying a home and haven’t really run all the numbers yet. Either way, it’s helpful to go from wondering how much house you can afford, to knowing what you can afford. That’s where Torrington Savings Bank can help!

Pre-Qualify

Loan Options

Featured Products

Home Equity Line of Credit

Use the equity in your home to help pay expenses just like with a credit card – but with a MUCH lower interest rate.

Learn More
Learn More

First Time Homebuyers

Great rates, a low down payment and a $600 closing cost credit. Apply Now!

Learn More
Learn More

Refinancing Made Easy

Discover mortgage refinance solutions that are right for you. Don’t let your financing needs of the past define your needs of today.

Learn More
Learn More
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Personal

    Loans

    • Compare Home Loans
      • First Time Homebuyers
      • Buyer’s Boost
      • Conventional Mortgage
      • Refinance
      • Jumbo Mortgage
      • Construction Loan
    • Contact a Residential Lender
    • Mortgage Calculators
    • Home Equity Comparison
      • Home Equity Loan
      • Home Equity Line of Credit
    • Personal Loan
      • Collateral Secured Loans
      • Life Loan
      • Overdraft Line of Credit
    • Credit Sense
  • Checking

    • Compare Checking Accounts
      • Journey Checking
      • Advantage Checking
      • BankRight Checking
    • Online Banking
      • Bill Pay
    • Mobile Banking
      • Digital Wallet
    • Debit Cards
      • Card Controls
    • ATM
    • Telephone Banking
    • Overdraft Protection
  • Savings

    • Compare Savings Accounts
      • Journey Savings
      • Advantage Money Market
      • Build Your Own Club
      • First Time Savers
    • CD (Certificates of Deposit)
    • Health Savings Account (HSA)
    • IRA
    • Online Banking
      • eStatements
      • eNotices
    • Mobile Banking
    • Telephone Banking
    • Debit Card Round Up
    • Money Manager
  • Credit Cards

    Tools & Resources

    • Ways to Bank
      • Online Banking
      • Mobile Banking
      • ATM
      • Telephone Banking
    • Plan Your Financial Future
      • Monitor Credit Score
      • Personal Finance Manager
      • Greenlight for Kids and Teens
      • Education Center
    • Manage Your Money
      • Card Controls
      • Bill Pay
      • Paperless Documents
      • Digital Wallet
      • Round Up Savings Program
    • Help & Support
      • Lost or Stolen Card
      • FAQs
      • Support
      • Make An Appointment
      • Switch Kit

Business

    Business Banking

    • Business Checking Accounts
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    • Business Money Market
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    Business Loans

    • Compare Business Loans
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About TSB

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We make it easy to open a new account securely online in minutes. Choose the account that works best for you.

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Adding a new account has never been easier. Log into online banking & select “Open an Account” from the Main Menu.

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*Please note to open an account online you must be 18 years or older and a Connecticut resident.

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