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    Check Out TSB Checking

    Find Your Best Checking Account at Torrington Savings Bank!

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    Torrington Savings Foundation Awards Over $119,000 in Support of Housing & Education

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    Mobile Check Deposit

    Save time and a visit to the branch by using Mobile Deposit with our TSB Mobile Banking App. It makes depositing checks a snap!

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Checking Accounts

My Generation Checking

If you’re age 16-30, TSB can help you have the checking account features you need and the convenience you want – without the monthly maintenance fees.

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My Generation Checking Details

$50.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account. Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. Mobile Deposit available after account is open for 30 days. Account will be converted to Hometown Checking when primary account holder reaches age 30. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions
  • Overview
  • Details
  • Features
  • Ways to Open

Our Best Starter Checking Account for Young Adults

Torrington Savings Bank offers My Generation Checking, the best starter checking account for 16 – 30 year olds.

Young adults who want a checking account that combines no monthly maintenance fees with great banking service – we’ve got you!

A My Generation Checking Account is a great starter checking account for students or young professionals because it goes wherever you do. Bank via computer, telephone or mobile device and use the closest ATM with confidence – we’ll rebate up to $40 a month on non-TSB ATM transaction charges.

So as you get started on the whole adult thing, you can trust your community bank to be with you every step of the way.

Account Details

  • Primary account holder must be between the ages of 16 and 30 to open
  • For account holders younger than 18 years, a parent/legal guardian must be a co-owner on the account
  • No monthly service charge
  • No minimum balance required
  • Rebates up to $40 per month on non-TSB ATM Transactions
  • Online Banking
  • Mobile Banking App
    o Customizable account alerts
  • Bill Pay
  • eStatements
  • Mobile Check Deposit
  • Chip-Enabled TSB Debit Mastercard®
  • Overdraft protection available
  • Direct Deposit
  • Account will be converted to Hometown Checking when primary account holder reaches age 30
My Generation Checking
Minimum to Open $50.00
Minimum Average Daily Balance N/A
APY N/A
Interest N/A
Description

A special checking account for 16-30 year olds, My Generation Checking has

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • Rebates of other banks’ ATM fees
  • All TSB online and mobile banking services

eStatements are required for this account.

My Generation Checking Details

$50.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account. Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. Mobile Deposit available after account is open for 30 days. Account will be converted to Hometown Checking when primary account holder reaches age 30. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions

Features of a My Generation Checking Account include:

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Online Banking

An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances, monitor make transfers, and more.

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Overdraft Protection

Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.

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Online BillPay

Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.

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Mobile Banking App

Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.

estatements icon

Electronic Statements

Better for your security and better for the environment, TSB offers eStatements to help make sure you have all your account information at your finger tips and easily accessible.

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Chip-Enabled Debit Card

Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Chip-Enabled Debit MasterCard®

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Mobile Deposit

You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.

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Telephone Banking

Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581

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Direct Deposit

There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.

Ways to Open

In Branch:

Any type of Account, Any location, No Appointment Needed

Find Locations

Online:

Open an individual or joint personal checking or personal savings account online in about 10 minutes.

Open Now

What You Need:

We’ll need some information and identification to help you open your account, along with your initial deposit.

What You Need

Explore Our Other Account Options

Advantage NOW Checking

A checking account that earns interest without maintenance fees when you maintain minimum balances.

Learn More

Advantage 50 Checking

Designed specifically for customers over the age of 50, Advantage 50 Checking offers you a totally free checking account – plus interest!

Learn More

Hometown Checking

Get all our online and mobile banking services, with no minimum balance or monthly service fees. With a TSB Hometown Checking Account, it’s that simple.

Learn More
Compare Accounts

My Generation Checking Details:

$50.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account. Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. Mobile Deposit available after account is open for 30 days. Account will be converted to Hometown Checking when primary account holder reaches age 30. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions

Featured Products

Personal Loan

TSB offers Life Loans!

Life happens! Whatever your life needs, a Life Loan is a great personal loan option to help you borrow money to pay for it.

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Mortgages

Refinance with No Mortgage Insurance

It’s time to ditch extra costs and keep more cash in your pocket.

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Loans

Home Equity Loan

A Home Equity Loan is a great borrowing option when you need a large fixed amount because it costs you less than most other methods to borrow.

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      • Conventional Mortgage
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    • Home Equity Comparison
      • Home Equity Loan
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  • Checking

    • Compare Checking Accounts
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*Please note to open an account online you must be 18 years or older and a Connecticut resident.

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