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  • Loans
    Mortgage Rates Icon

    Calculate Your Mortgage Rate

    Are you thinking about purchasing a new home or refinancing your current home? TSB can create a customized rate based on your financial situation and goals.

    Calculate My Rate Mortgage Calculators
    • Compare Home Loans
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      • Home Equity Loan
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    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

  • Checking

    Greenlight

    Enjoy the debit card and money app for kids and teens-and so much more!

    Learn More
    • Compare Checking Accounts
      • Journey Checking
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    • Overdraft Protection
    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

  • Savings
    estatements icon

    eStatements

    Skip the paper cuts and save some green by signing up for eStatements

    Learn More
    • Compare Savings Accounts
      • Journey Savings
      • Advantage Money Market
      • Build Your Own Club
      • First Time Savers
    • CD (Certificates of Deposit)
    • Health Savings Account (HSA)
    • IRA
    • Online Banking
      • eStatements
      • eNotices
    • Mobile Banking
    • Telephone Banking
    • Debit Card Round Up
    • Money Manager
    Teens sitting on bleachers using the Greenlight app

    Torrington Savings Bank Partners with Greenlight on Financial Literacy Month to Help Parents Raise Financially Smart Kids and Teens

    Headshots of those being promoted

    Torrington Savings Bank Announces Three Recent Promotions

  • Credit Cards
  • Tools & Resources

    Greenlight

    Enjoy the debit card and money app for kids and teens-and so much more!

    Learn More
    • Ways to Bank
      • Online Banking
      • Mobile Banking
      • ATM
      • Telephone Banking
    • Plan Your Financial Future
      • Monitor Credit Score
      • Personal Finance Manager
      • Greenlight for Kids and Teens
      • Education Center
    • Manage Your Money
      • Card Controls
      • Bill Pay
      • Paperless Documents
      • Digital Wallet
      • Round Up Savings Program
    • Help & Support
      • Lost or Stolen Card
      • FAQs
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      • Make An Appointment
      • Switch Kit
Checking Accounts

BankRight Checking

The right way to bank – with a checkless account built with your tomorrow in mind.

Find A Location
BankRight Checking Details

$10.00 minimum opening deposit required. eStatements are required for this account. Accounts without eStatements will be charged a monthly fee of $2.00. This is a checkless account. No NSF or overdraft fees will be posted to this account. Low monthly maintenance fee of $5.00 Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosures.

*Free ATM transactions at Torrington Savings Bank ATMs. Torrington Savings Bank does not charge when you use your TSB Debit Card at another bank’s ATM. Please note other banks’ fees may apply. Withdraw cash without worry, find a surcharge free in network ATM here.

 

Common Fee Schedule Consumer Terms & Conditions
  • Overview
  • Details
  • Features
  • Ways to Open

A checkless account built with your tomorrow in mind

Our BankRight Checking account provides access safely and affordably to stay on track with your finances.

Finally, an account with all the convenient services you need like online & mobile banking and bill pay with a low monthly maintenance fee. You can use your account worry free knowing there are NO overdraft and insufficient funds fees.

Get started with an account that fits your unique financial needs.

Account Details

  • Free ATM Transactions*
  • No overdraft or insufficient funds fees
  • Checkless account
  • Bill Pay
  • eStatements
  • Contactless Debit Card
  • Low $5.00 monthly maintenance fee
BankRight Checking
Minimum to Open $10.00
Minimum Balance to Earn Posted APY N/A
Annual Percentage Yield N/A
Interest Rate N/A
Description

A checking account that fits your unique financial needs & goals.

  • Low Monthly Maintenance Fee
  • Checkless Account

eStatements are required for this account.

APY as of: 05-09-2025

BankRight Checking Details

$10.00 minimum opening deposit required. eStatements are required for this account. Accounts without eStatements will be charged a monthly fee of $2.00. This is a checkless account. No NSF or overdraft fees will be posted to this account. Low monthly maintenance fee of $5.00 Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosures.

*Free ATM transactions at Torrington Savings Bank ATMs. Torrington Savings Bank does not charge when you use your TSB Debit Card at another bank’s ATM. Please note other banks’ fees may apply. Withdraw cash without worry, find a surcharge free in network ATM here.

 

Common Fee Schedule Consumer Terms & Conditions

Features of a BankRight Checking Account include:

online banking icon

Online Banking

An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances,  make transfers, and more.

Overdraft Sweep Icon

Overdraft Protection

Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.

bill pay icon

Online BillPay

Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.

TSB Mobile App icon

Mobile Banking App

Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.

estatements icon

Go Paperless

Better for your security and the environment. View your bank statements online as soon as they’re ready with the mobile app or online banking. Make your life easier by reducing the clutter with eStatements.

chip enabled icon

Contactless Debit Card

Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Contactless Debit MasterCard®.

Mobile Check Deposit Icon

Mobile Deposit

You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.

Telephone Banking Icon

Telephone Banking

Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581

direct deposit icon

Direct Deposit

There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.

Ways to Open

In Branch:

Any type of Account, Any location, No Appointment Needed

Find Locations

What You Need:

We’ll need some information and identification to help you open your account, along with your initial deposit.

What You Need

Explore Our Other Account Options

Advantage Checking

Advantage Checking offers a totally free checking account – plus interest!

Learn More

Journey Checking

Young adults who want a checking account that combines no monthly maintenance fees with convenient banking services – we’ve got you!

Learn More
Compare Accounts

BankRight Checking Details:

$10.00 minimum opening deposit required. eStatements are required for this account. Accounts without eStatements will be charged a monthly fee of $2.00. This is a checkless account. No NSF or overdraft fees will be posted to this account. Low monthly maintenance fee of $5.00 Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosures.

*Free ATM transactions at Torrington Savings Bank ATMs. Torrington Savings Bank does not charge when you use your TSB Debit Card at another bank’s ATM. Please note other banks’ fees may apply. Withdraw cash without worry, find a surcharge free in network ATM here.

 

Common Fee Schedule Consumer Terms & Conditions

Featured Products

Savings

Advantage Money Market Account

Get rewarded for saving more. With an Advantage Money Market Savings Account, you earn a higher interest rate by keeping a higher balance.

Learn More
Learn More
Savings

A Savings Account for Kids - With a Grown Up Rate!

Start teaching the value of saving early with our First Time Savers Club.

Learn More
Learn More
Line of Credit

Overdraft coverage for your checking account

Get the peace of mind in knowing that funds will be transferred automatically, up to your approved line amount, to cover a negative balance in the event of an overdraft.

Learn More
Learn More
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    • Compare Home Loans
      • First Time Homebuyers
      • Buyer’s Boost
      • Conventional Mortgage
      • Refinance
      • Jumbo Mortgage
      • Construction Loan
    • Contact a Residential Lender
    • Mortgage Calculators
    • Home Equity Comparison
      • Home Equity Loan
      • Home Equity Line of Credit
    • Personal Loan
      • Collateral Secured Loans
      • Life Loan
      • Overdraft Line of Credit
    • Credit Sense
  • Checking

    • Compare Checking Accounts
      • Journey Checking
      • Advantage Checking
      • BankRight Checking
    • Online Banking
      • Bill Pay
    • Mobile Banking
      • Digital Wallet
    • Debit Cards
      • Card Controls
    • ATM
    • Telephone Banking
    • Overdraft Protection
  • Savings

    • Compare Savings Accounts
      • Journey Savings
      • Advantage Money Market
      • Build Your Own Club
      • First Time Savers
    • CD (Certificates of Deposit)
    • Health Savings Account (HSA)
    • IRA
    • Online Banking
      • eStatements
      • eNotices
    • Mobile Banking
    • Telephone Banking
    • Debit Card Round Up
    • Money Manager
  • Credit Cards

    Tools & Resources

    • Ways to Bank
      • Online Banking
      • Mobile Banking
      • ATM
      • Telephone Banking
    • Plan Your Financial Future
      • Monitor Credit Score
      • Personal Finance Manager
      • Greenlight for Kids and Teens
      • Education Center
    • Manage Your Money
      • Card Controls
      • Bill Pay
      • Paperless Documents
      • Digital Wallet
      • Round Up Savings Program
    • Help & Support
      • Lost or Stolen Card
      • FAQs
      • Support
      • Make An Appointment
      • Switch Kit

Business

    Business Banking

    • Business Checking Accounts
      • Small Business Checking
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      • Enterprise Checking
      • Nonprofit Checking
    • Business Money Market
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    • Business Mobile Banking
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      • Business Bill Pay
  • Credit Cards

    Business Loans

    • Compare Business Loans
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  • Cash Management

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      • Business Desktop Deposit
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      • Wire Transfers
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      • Positive Pay
      • Sweep Services
    • Business Online Banking
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    • Invoicing & Payroll
    • Merchant Services

Wealth

    • Investments
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    • Estate Services

About TSB

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Open Your Torrington Savings Bank Account Online

Are You a New or Existing Customer?

New Customer

We make it easy to open a new account securely online in minutes. Choose the account that works best for you.

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Existing Customer

Adding a new account has never been easier. Log into online banking & select “Open an Account” from the Main Menu.

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*Please note to open an account online you must be 18 years or older and a Connecticut resident.

ROUTING #211174165/NMLS #404919

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  • Telephone Banking:
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