A My Generation Checking Account has no monthly maintenance fees but all the great banking services a young adult needs.Learn More
My Generation Checking Details
$50.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account. Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. Mobile Deposit available after account is open for 30 days. Account will be converted to Hometown Checking when primary account holder reaches age 30. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.
At Torrington Savings Bank, first time homebuyers can get a mortgage with great rates and a $600 closing cost credit with as little as 3% down.Learn More
First Time Homebuyers Details
Successful completion of our free Homebuyer education course is required to receive the $600 credit towards closing cost. This credit is for First Home Purchases only, and is subject to qualification, credit approval and closing. The discount will be taken at closing time. Maximum loan limit is $548,250.00. Down payments of 10-19% may require mortgage insurance. Less that 10% down requires mortgage insurance. 60-day commitment. Must be owner-occupied 1-2 family homes in Connecticut. Properties with underground oil storage tanks are not eligible. Rates reflect discount for Auto-Pay from a TSB account. Add 0.25% to rate without Auto-Pay. Application fees range from $502 to $529 on single-family homes or $602 to $629 on multi-family homes. Application fee includes cost of appraisal and credit reports. Consult a loan representative for more details.
TSB believes you can’t be a community bank without caring about the community. That’s why we support a variety of civic and charitable groups and events in the communities we serve not just with donations of money, but also with the time and efforts of our team.
Torrington Savings Bank wants you to have the facts you need to have confidence when making important decisions about your finances.
That’s why we designed a learning center to provide information and resources to help answer many of the most common questions people have about banking products and services.
Contact Our Support Team
We make it easy to open a new account securely online in minutes. Choose the account that works best for you.Get Started
Adding a new account has never been easier. Log into online banking & select “Open an Account” from the Main Menu.Login
*Please note to open an account online you must be 18 years or older and a Connecticut resident.