From Today’s Needs To Tomorrow’s Dreams

CEO Message

Dear Customers, Employees, and Friends,

As I look back on the past twelve months, I’m reminded that although the year brought its share of challenges, it also brought moments of joy, growth, and connection. Writing this letter each year fills me with hope, pride, and gratitude. It offers a rare chance to pause amid the constant push toward the “next new thing,” to celebrate the achievements of the remarkable people around me, and to appreciate the relationships that shape our work and our community.

In the past year, we’ve shared in the joy of engagements, weddings, and new babies in our TSB family. As we celebrate our expanding family, it reminds us of the importance of patience, presence, and staying connected to the people we love. That personal reflection has reinforced our holistic approach to continually enhancing the value we deliver to our customers and the communities we serve. Much like life, our work is fluid, not static. We know we must adapt and evolve to meet the changing needs of those who rely on us.

This past fall, TSB featured members of our team on a community billboard. The overwhelmingly positive response reminded me why I love where we live and work, and it reinforced our commitment to approaching the year ahead with gratitude, openness, and a deeper dedication to the relationships that define our community.

As a mutual community bank, strengthening bonds is at the heart of our mission. Our team is united in its desire to build connections that are meaningful rather than transactional. We are not driven by the pressures of Wall Street and speculation about how fast we should grow. Our future is shaped by doing what is right for our customers with thoughtfulness and care. Our entire staff remains committed to doing the right thing, even when it requires extra effort, and we understand how essential security and trust are in today’s world.

This year, we expanded our Executive Leadership Team with the additions of Mark Malone, Senior Vice President and Chief Consumer Banking Officer; Michael Brown, Senior Vice President and Human Resources Officer; and Michael Sweeney, Senior Vice President and Chief Commercial Lending Officer. Their additions reflect TSB’s dedication to cultivating strong relationships and extending our reach into more communities.

With the launch of Greenlight, Early Pay, and other innovative products and services, we continue to evolve to meet the needs of today’s families and businesses. TSB is committed to delivering solutions that support people at every stage of their financial lives. We understand that each journey is unique, shaped by different starting points and goals, and our team is here to listen, understand, and guide you toward the options that fit you best.

Our shared journey will always include challenges, but our collective strength, energy, and dedication to one another position us well for the future.

Sincerely,

Lesa A. Vanotti

President & Chief
Executive Officer