DETAILS: 11 Month: Offer may expire without notice and may be withdrawn at any time. Rates are subject to change without notice. Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly. Early withdrawal of funds will be equal to 3 months interest and may reduce the principal. At the time of maturity, your 11-month CD will automatically renew to a 12-month Certificate of Deposit at the interest rate and APY in effect at the time of renewal. For IRAs, no penalty for early withdrawal over 59 ½ years of age.