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    Torrington Savings Bank team accepting Best Places to Work Award

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    Foundation check presentation to LARC

    Torrington Savings Foundation Awards Over $107,000 in Support of Education

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    Torrington Savings Bank team accepting Best Places to Work Award

    TSB Recognized as ‘Best Place to Work’ by the Hartford Business Journal

    Foundation check presentation to LARC

    Torrington Savings Foundation Awards Over $107,000 in Support of Education

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TSB LOANS

Home Equity Loan

Borrow a fixed amount of money using the equity in your home and keep your interest rates much lower than most other borrowing options.

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Home Equity Loan Details

Homeowners insurance is required; flood insurance may be required. Properties listed for sale are not eligible for this program. Loan must be secured by a first or second lien on primary residences. Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a Torrington Savings Bank Account. Add .25% to rates quoted, if waiver of Auto-Pay is granted. Auto-Pay from a Torrington Savings Bank Account is mandatory on all Home Equity 100 products. Consult with your tax advisor to learn more about the potential for a tax deduction on the interest. Home Equity Loans are not eligible for remote closings. If your loan is approved, you will need to schedule a convenient time to sign the loan documents in a TSB branch. Not all borrowers will qualify to borrow up to 100% of the value of their home; contact us for details.

A Great Loan Option

If you’d like to borrow a lump sum of money using the equity in your home, getting a Torrington Savings Bank Home Equity Loan is a great option that costs less than most other borrowing methods.

Even better, TSB offers a special Equity 100 home equity program that allows well-qualified borrowers to borrow up to 100% of the value of their home. Torrington Savings Bank offers Home Equity Loans at fixed rates with various term options.

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Features of a Torrington Savings Bank Home Equity Loan:

  • No closing costs
  • No application fees
  • No appraisal fees
  • 5, 10, 15 or 20 year fixed term options
  • Fixed monthly payment
  • Interest may be tax deductible
  • Borrow up to 100% of the value of your home

Home Equity Loans

Effective Date: March 28, 2023

Apply Now
Rate APR
Home Equity Loan – 20 Year 5.125 5.125
Home Equity Loan – 15 Year 5.000 5.00
Home Equity Loan – 10 Year 4.625 4.625
Home Equity Loan – 5 Year 4.00 4.00
Home Equity 100 – 20 Year 8.00 8.00
Home Equity 100 – 15 Year 7.875 7.875
Home Equity 100 – 10 Year 7.50 7.50
Home Equity 100 – 5 Year 6.875 6.875

Home Equity Loan Details

Homeowners insurance is required; flood insurance may be required. Properties listed for sale are not eligible for this program. Loan must be secured by a first or second lien on primary residences. Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a Torrington Savings Bank Account. Add .25% to rates quoted, if waiver of Auto-Pay is granted. Auto-Pay from a Torrington Savings Bank Account is mandatory on all Home Equity 100 products. Consult with your tax advisor to learn more about the potential for a tax deduction on the interest. Home Equity Loans are not eligible for remote closings. If your loan is approved, you will need to schedule a convenient time to sign the loan documents in a TSB branch. Not all borrowers will qualify to borrow up to 100% of the value of their home; contact us for details.

Home Equity Loan Details:

Homeowners insurance is required; flood insurance may be required. Properties listed for sale are not eligible for this program. Loan must be secured by a first or second lien on primary residences. Properties with underground fuel storage tanks are not eligible. Rates reflect discount for Auto-Pay from a Torrington Savings Bank Account. Add .25% to rates quoted, if waiver of Auto-Pay is granted. Auto-Pay from a Torrington Savings Bank Account is mandatory on all Home Equity 100 products. Consult with your tax advisor to learn more about the potential for a tax deduction on the interest. Home Equity Loans are not eligible for remote closings. If your loan is approved, you will need to schedule a convenient time to sign the loan documents in a TSB branch. Not all borrowers will qualify to borrow up to 100% of the value of their home; contact us for details.

Featured Products

Mortgages

Buy Your First Home With Just 3% Down

Great rates, a low down payment and a $600 closing cost credit. Apply Now!

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Savings

Certificate of Deposits

With a TSB Certificate of Deposit you can earn a competitive fixed interest rate so your savings can grow free from market fluctuation.

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Checking

A Checkless Account as Unique As You Are

With no insufficient funds fees, a BankRight Checking Account has all the convenience with none of the hassles

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